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Not sure what is “nobel” about fraud but hey, what do I know about all this fancy pants banking lingo? Not sure what they mean “excess profit” either. Isn’t that just a bigger profit? I didn’t know there was a cap on profit and anything above that is excess and free for the taking. The banking world is soooo complicated!

Dear friend,
My name is Mr. John Gelsthorp. I am the accountant of the
FinBank Plc Victoria Island Lagos. I am  married with two kids.

I am writing to solicit your assistance in the noble transfer
of US$3,800,000.00 (Three Million, Eight Hundred Thousand US Dollars).
This fund is the excess of what my branch in which I am the accountant
made as profit last year. I have already submitted an approved end
year report for  2008 and also submitted report of first quarter
of this year 2009 to my Head Office here in Lagos and they will never
know of this Excess. I have placed this fund on a SUSPENCE ACCOUNT
without a beneficiary.

As an officer of the bank, I cannot be directly connected to
this money thus I am impelled to request for your assistance to
receive this money into your bank account. I intend to part with
30% of this fund to you while 70% shall be for me. I do need to
stress that there are practically no risk involved in this. 

It is going to be a bank-to-bank transfer to your nominated
bank account anywhere you feel safe. All I need from you is to
stand as the original depositor of this fund.
If you accept this offer, I will appreciate your timely response. 

Best regards,
Mr. John Gelsthorp